Professional Liability Insurance


Ontario Regulation 27/13, Registration made under Traditional Chinese Medicine Act, 2006 stipulates that every member except those applying for Inactive Registration must provide proof of professional liability insurance coverage specified in the by-laws of the College.

This policy specifies the proof of professional liability insurance and the insurance coverage required of members of the College as set out in the by-laws


  1. A practising member must carry and provide to the College proof of professional liability insurance with the following:
    • Name of the Insurer - the insurer must be licensed with the Financial Services Commission of Ontario
    • Policy Number
    • Name of the Insured that matches the name of the member
    • Address of the Insured
    • Policy period
    • Retroactive date (i.e., the date from which similar coverage was in place before the current policy period started)
    • Minimum coverage of no less than $1,000,000 per claim
    • Aggregate coverage shall be no less than $5,000,000
    • The deductible shall be no more than $1,000 per claim
  2. An applicant for registration must provide a declaration that he/she is eligible for professional liability insurance coverage and that he/she will submit the insurance policy to the Registrar within 30 days after his/her registration is approved. The Registrar shall not issue the certificate of registration until actual proof of coverage is received. To help applicant to obtain the proof of coverage before registration with the College, the Registrar may issue a letter indi cating that applicant’s registration has been approved for him/her to take to the insurer.
  3. If for any reason the member ceases to hold professional liability insurance or the policy expires, the member must notify the Registrar in writing within two (2) business days. The Registrar may suspend the member’s certificate of registration as public safety is at stake. The member is required to cease practising immediately. The member cannot begin practising again until he/she provides proof of professional liability insurance coverage and, if suspended, until his/ her certificate is reinstated.
  4. At each time of annual renewal, members must provide updated information on applicable insurance coverage to maintain registration with the College.